MoneySavingExpert.comCutting your costs, fighting your cornerFounder, Martin Lewis · Editor-in-Chief, Marcus Herbert
NewsForum

Loans eligibility calculatorTM

Our quick 2 minute eligibility calculator uses a 'soft search' to find your acceptance chances, so - unlike applying - it doesn't impact your credit score.

Visual demo only: this replica does not send your details or check eligibility.

Find which unsecured loans you're most likely to be accepted for - protecting your credit score

Credit Club member? Log in & bypass this form.

Log in to Credit Club >

About the loan

Roughly how much would you like to borrow?

£

How long would you like to borrow for?

We’re not being nosey, lenders require this.

About you

What's your title?
Title
What's your date of birth?
What's your marital status?

Some loan companies use your marital status to help decide whether to accept you.

Marital status
How many people depend on you financially?

This may be child(ren), partner or parent(s)

Number of dependants

Your address

Your address history is used to match you with the correct credit file. If you've lived in your current property for less than 3 years, we'll also need your previous address.

What's your residential status?
Residential status

Your finances

Income is a key factor for lenders, so please be honest about this.

If you're expecting your income to reduce in the next 12 months please answer with what you think your revised income will be.

This is your income from your main employment before tax.

£
Do you have other annual household income?

Other household income includes partner’s earnings, savings interest etc.

Other household income

This is your personal share of rent or mortgage costs each month.

£

Some lenders require your email to be able to generate your eligibility information.

Get your credit score, credit report and eligibility rating

We’ll email you details on how to sign up to the full Club.

Subscribe to Credit Club

By clicking 'Check your eligibility' you are agreeing with our Terms & Conditions and Privacy Policy.

You must be 18 or over and a UK resident. MoneySavingExpert is a credit broker - this means that we'll show you products offered by lenders.

Within your results, where a link has an * by it, that means it is an affiliated link and therefore it helps MoneySavingExpert stay free to use, as it is tracked to us. If you go through it, it usually results in a payment or benefit to the site. It's worth noting this means we (or the MONY Group) may be named on any credit agreements. You shouldn't notice any difference and the link will never negatively impact the product or the ranking.

We aim to look at all available products. Yet as this eligibility calculator focuses on the best buys, we've not included products where we don't think the offer is any good. And while on our main cards and loans guides we include all top pick products based purely on editorial merit, this tool - while it's free for you to use - has significant running costs for us. So we decided that if there isn’t an affiliate link for a particular product, we can't provide you with an eligibility check for it. For more details, read How This Site Is Financed.

And, for regulatory reasons, we need to tell you we are an appointed representative of MONY Group Financial Limited, which is authorised and regulated by the Financial Conduct Authority (FCA FRN 303190). MONY Group Financial Limited, registered in England No. 3157344. Registered Office: Moneysupermarket House, St. David's Park, Ewloe, CH5 3UZ.